[Premium] Portfolio Update Jul 2020

Alright so let’s do this. Quite a few changes made this month. NameBought priceCurrent PriceMarket ValueGain/Loss (SGD)Temasek 3.625%102.2118.913USD $297,00059,331Commerzbank 7% perpetual106.85100.044USD $200,000-19,329HSBC 5% perpetual104.4100.1SGD $250,500-10,750Pimco Income Fund 4%10.089.89SGD $216,000– 4,147Lifelong Income Whole life plan––SGD $220,000–Sum––SGD $1.38m$25,000Correct as of 25 Jul 2020 Leveraged Portfolio I have sold my Credit Suisse bond…

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14 comments

    1. CGS-CIMB. I think there are cheaper options now. But I’ve been with them for a while, all my accounts are set up there. Too much trouble to move

      1. I have the same mindset lol
        I’m with PHILLIPS and looking for cheaper & easier alternatives. The trouble is moving brokerage with my holdings
        Thank you for the reply

  1. Here’s a life hack for you: Close the 360 account (since this charges monthly fee if balance below min) since the interest rate is low w/o salary component and move to a Plus! account which comes free with the Plus! debit card. No initial deposit or monthly fee required for the account.

  2. What’s your take on profit taking? Sometimes you can take a loss selling, and then sometimes it happens that the other stock you buy dips as well..

    1. I took profit on Apple, Amazon, Facebook, Netflix etc. All were bad decisions. Now I think profit taking is not worth it. As long as the business is still going strong, no reason to sell. Worse, what to do with the cash? Need to find somewhere else to put it and it’s 50:50 it will rise or fall. I’ll only sell when my thesis about the business changes, regardless of whether I have a profit or not.

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