About me

This records my experience of being a 35-year-old who reached financial freedom.

This wasn’t due to any brilliance or hard work. My investment returns are pretty bad actually. See here. I was diagnosed with a critical illness and my insurance policies paid out. I was in my early thirties.

While I’m likely have a much-shortened lifespan, still gotta have an income. I invest the proceeds in bonds and stocks. The income generated exceeds my expenses, hence I don’t need to work if I don’t want to.

I am on a hiatus from work for now, and thinking what does financial independence and early retirement really mean.

I’m not a guru or salesman, just a simple man who wishes to contribute.

I’m married to a wonderful woman, and we have a young child. I live in Singapore in a 4-room flat.