This is a personal journal where I discuss my own real world experiences and thoughts, including about investments.

I write in a personal capacity, and do not recommend buying or selling of any particular products. I do not take paid promotions or sponsorship, and the vast majority of my income comes from my own investments.

Your financial situation will always be unique to yourself. What works for me might not work for you. For making financial decisions, do practise your own judgement and due diligence, as its your sole responsibility. H

All the best and take care

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